Insurance quotes

[bogmonster]

Has anyone quoted insurance lately? I have a M4 speedster with Rotax 912ul.

Have the flying clowns screwed up everything for us?

For the past 4 years I had liability only for 300, this year it more than doubled. I had 0 hours tailwheel and 0 make model when I first got the plane. I’m only 48 so it’s not an age thing. I just added my IFR rating and have 100+ TW/kitfox hours. No accident history. Perfect credit score.

I wanted to add my daughter to my policy, 19, 150hrs, almost IFR, TW endorsed, 10 hrs make/model and liability goes to almost 1k and they want a cfi checkout. With hull, it goes to almost 2k, with 2500 deductible. What’s the purpose of hull at that rate? I set the hull at only 20k.

Maybe it’s the fact I fly skis for 2 months?

frustrated,

Mike

[avidflyer]

Hi Mike, my liability insurance doubled last year as well on my Avid Flyer. The Chief with hull insurance I'm half owner in stayed the same though. I have Falcon ins. Last summer I was going to put my flying partner onto my Avid insurance. They wanted him to get something like 3 hrs with a CFI. I was able to convince them to accept 5 hrs with me and then 5 or 10 solo before passengers. The increase in my liability had happened several months before the discussions about putting my partner onto the policy so that had nothing to do with raising my rates. Mn does have a state run risk insurance plan that is very low priced and meets the legal requirements. To bad it is only for planes up to 1150 gross weight so you probably can't use it. I may go that way this spring with my Avid. Here is a link to that insurance website. Look at the eleventh one down on the list, it's for Light Sport aircraft but it's only for passenger liability, which is all Mn requires apparently. JImChuk https://www.mjua.org/applications--resources.html

[bogmonster]

Hi Mike, my liability insurance doubled last year as well on my Avid Flyer.

Wonder if I can just lower my gross weight and go with that. My model 4 is only 1200 anyways and 99.9% of the time I fly solo so I'm less than 1000 lbs with myself and full gas.

MJH

[avidflyer]

A guy on the Avid Forum found out about this insurance, and told me about it. He had no Avid or Kitfox time, and they quoted him something like $210 a year and no CFI sign off. You could contact them and see what they say I suppose. JImChuk

[ken nougaret]

Old Republic through BWI Fly. $1012. 50k hull value.

[Hockeystud87]

Bart what was your coverage? You have hull?

[btjenkins85]

My renewal was in October and insurance went down $80 to $950. Hull value is set at 35k, 1mil liability, 0 deductible. I use falcon agency but the insurance company is Old Republic Aerospace.

ATP 6500TT, 250 tailwheel.

[Bartman1959]

Bart what was your coverage? You have hull?

Hull is $60,000 and Liability is $1m.

[airlina]

Mike, Don't feel singled out, because I just went thru the same thing in the fall. I had been with Falcon ins. (liability only-at $295) for many years and the premium was always the same until last fall, it jumped up 53%. Of course i called and asked what gives ,and was told that is the new trend for aviation insurance. That wasn't acceptable to me , so I shopped around and was getting the same , sometimes higher quotes with the same story. I was getting close to dropping it completely and quit giving rides , until a buddy told me to try Avemco and while still higher at $355 for liability only ,it was my best choice it I wanted to insure.Flying history and time in type don't seem to matter , as I have 900 accident/incident free hours in my Kitfox . Bruce N199CL

[PapuaPilot]

Surprisingly, mine stayed the same with a January renewal of $1032 for $65K hull, $1M liability, $0 deductible. I'm with Old Republic through AOPA. I switched a couple of years ago from Falcon.