Dear Flienlow,

Once again the Kitfox group here have kicked in generously with their time and experience. And I am sure there will be others yet to do so, particularly in regard to the float Qs.

However, I note that you conducted a similar exercise on this forum in 2012, asking very similar Qs and getting similar responses. I cant help but wonder if you are not entertaining yourself by getting the group here to jump hoops for your entertainment!? I hope not. In the spirit of openness I would have appreciated it if you declared this is the second time you have posted such Q's and explained the reasons for doing so 4-5 years after the first round to allay any thoughts that this is just a theoretical exercise on your behalf.

That said, I hope you find the responses useful and that you make a decision soon that you can live with comfortably.

cheers
ross