Hello Mark, I am 24 and just ordered a kit. I actually jsut called up John and Debra to delay the delivery due to some stuff that's popping up with work. So I guess I am not actively building yet but should be soon. I got my license through Air Cadets for free when I was 17 so I never had to pay for that. I am very lucky that I amable to finance it as I have a very good job, I hold no debt with the exception being my mortgage, and I had a decent chunk saved up. My property that I own has a large shop so I don't have to worry about renting additional space to worry about that cost. Since buying the kit will take most of my savings I am waiting to buy the engine and avionics until I am at that stage so I can save my pennies a bit. My plan is to stay ahead of the game with the money and if I run out I have an empty line of credit that I can purchase some items on. But my wishful goal is to have everything paid for by the time its air worthy. I realize this isnt applicable to everyone but I say if you can figure out a way to scrape by and build it then do it. I talked myself over a period of a few months by telling myself that I am only young once. Don't forget when you are building to factor in the price of tools. If you are young like me your shop might not be complete. I hope you are able to do it.
Josh