Alex I'm afraid you are in for a bit of sticker shock when you go to insure your Kitfox . I've been flying my Series 5 for 18 years and have an on and off insurance history. Most years only liability a few years liability and hull , even a few years neither and during those years I give no rides. I am retired airline 19,000 hrs. , coming up on 1000 hrs make and model in my airplane with a no accident , no incident, no claims history. Just went thru the best rate hunt for the umpteenth time and the best I could do was $1384 for $55000 hull plus liability. I think you will find the Experimental insurance market to be a lot like you described in the Warbird market. If my Kitfox was a cessna 150 (or Citabria) I'd probably be around a $500-600 / year premium. A clean history and experience doesn't seem to matter in this market . Bruce N199CL