I had used Falcon for years, but their rates doubled on me, and that was with no recent claims. I went to Avemco, and they were about 1/3 less then Falcon. I'm a half owner in an Aeronca Chief as well, and we switched from Falcon to Butler Brown, and our rate went down 40% (from 1250 to 750). Not sure if Butler Brown does experimentals though. I'll find out in March when the Avid is due again. I just carry liability on my Avid, we have full coverage on the Chief. JImChuk