Curious what everyone's thoughts are on covered vs exposed cabane landing gear.

Covered
+ Streamlined look
+ Less drag
- More Work
- Unable to easily inspect for damage
- Possibility for moisture to get trapped

Uncovered
+ Utilitarian look
+ Less work
+ Able to easily inspect for damage
- More drag

I happen to like the look of both, and my assumption is the amount of work is negligible in the grand scheme of the entire build, so those are almost moot points. The big questions are; how bad is the drag penalty for leaving your gear uncovered? How important is it for you to inspect your gear?

What did you choose and why?